🇳🇬 Federal Ministry of Education & BOI TISSF Batch 2 – Interest-Free Loan Application 2026 (Up to ₦10 Million)
The Federal Ministry of Education, in partnership with the Bank of Industry (BOI), has officially opened applications for Batch 2 of the Tertiary Institution Staff Support Fund (TISSF).
The TISSF is a Federal Government intervention programme designed to improve the welfare of academic and non-academic staff of public tertiary institutions across Nigeria by providing interest-free loans for personal and professional development.
If you are an eligible staff member of a Nigerian university, polytechnic, or college of education, this is an excellent opportunity to access financial support with flexible repayment terms.
📌 About the TISSF Programme
The Tertiary Institution Staff Support Fund (TISSF) was established to provide financial assistance to staff working in:
🏫 Federal & State Universities
🏫 Polytechnics
🏫 Colleges of Education
The programme offers 0% interest loans to help beneficiaries meet important financial needs while improving staff welfare.
💰 Loan Benefits
Successful applicants can enjoy:
✅ Loan Amount of up to ₦10,000,000
✅ 0% Interest Rate (Interest-Free Loan)
✅ Repayment Period of up to 5 Years
✅ 1-Year Grace Period before repayment begins
✅ Maximum Loan Amount of up to 33.3% of Gross Annual Salary
🎯 What Can the Loan Be Used For?
The loan may be used for:
🚗 Vehicle Purchase & Transportation
🏠 Housing & Accommodation
🏥 Medical Expenses
👨👩👧👦 Family Support
🐓 Poultry Farming & Small Business Ventures
🎓 Academic Advancement
📚 Professional Development
💼 Other Approved Staff Welfare Purposes
✅ Who Can Apply?
Eligible applicants include:
- Academic Staff of Nigerian Universities
- Non-Academic Staff of Nigerian Universities
- Staff of Polytechnics
- Staff of Colleges of Education
Applicants must also satisfy the employment and salary requirements specified on the official application portal.
📄 Required Documents
Prepare the following documents before starting your application:
- Staff Identity Card
- Evidence of Employment
- Salary Details
- Valid Means of Identification (NIN, Driver’s Licence, International Passport, etc.)
- Bank Account Details
Additional documents may be requested during the verification process.
📝 How to Apply
Step 1
Confirm that you meet all eligibility requirements.
Step 2
Prepare all required documents.
Step 3
Visit the official TISSF application portal.
Step 4
Create an account using your email address and phone number.
Step 5
Verify your email address.
Step 6
Complete the online application form.
Step 7
Upload all required documents.
Step 8
Review your application carefully.
Step 9
Submit your application.
Step 10
Track your application status through your dashboard.
🌐 Official Application Portal
👉 Apply Here
https://tissf.boi.ng/candidate/cb7b0bae-f216-410a-a907-1332f3d5e495/details
⚠️ Important Notice
- Application is FREE.
- No official closing date has been announced at the time of publication.
- Apply as early as possible.
- Ensure all information provided is correct.
- Only use the official TISSF portal.
- Loan approval is subject to eligibility verification and programme guidelines.
⭐ Key Highlights
💰 Up to ₦10 Million Interest-Free Loan
📅 1-Year Grace Period
💳 Up to 5 Years Repayment
🎓 Available for Academic & Non-Academic Staff
🏫 Open to Universities, Polytechnics & Colleges of Education Nationwide
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